POLi Casinos in 2025

Enabling instant deposits with no card details required, the best POLi casinos facilitate relatively secure transactions at low or no fees. Although now only available in New Zealand, POLi remains a popular option for many casino enthusiasts seeking a convenient way to make safe online payments. Read on to learn more about the best POLi casinos, how they work, and some key aspects.

Kate R.
Author: Kate R.
Mia Lewis
Reviewed by: Mia Lewis
Updated: August 27, 2025

What Is POLi?

POLi is a direct bank transfer payment option that allows players to fund their online casino account using their online banking credentials. By allowing users to deposit without sharing sensitive card information, POLi enhances the security and privacy of the online gambling experience.

At the same time, the bank login and authentication system further boosts the safety of transactions, as players authorise casino deposits through their familiar online banking portal. POLi is also widely used outside online casinos, primarily to pay online, make online purchases, and buy goods and services at retail vendors that accept it. Users additionally rely on POLi to pay bills and book travel arrangements.

Available Primarily in New Zealand

Established in 2006, POLi was originally developed by Melbourne-based POLi Payments Pty Ltd and later became part of the government-owned Australia Post. Today, the service is provided by Merco Ltd, a company based in New Zealand. POLi is primarily designed for users in New Zealand and was previously available to Australian players until its shutdown in that country in 2023. Outside New Zealand, POLi has little to no presence in other countries or regions.

Supports Direct Online Banking Logins

POLi can be used at online casinos, retail shops, and e-commerce merchants for instant payments, authenticated through users’ existing online banking portals and standard banking details. There is no need to set up a separate payment account, as POLi acts as a secure intermediary, linking players’ bank accounts to merchants for real-time bank transfers.

Instant Deposits, Limited Withdrawals

Most online casinos offer POLi as a deposit option only. While POLi enables fast, low-cost, and secure deposits, it is generally not available for withdrawals. In such cases, players must cash out their winnings using alternative methods, such as bank transfers, e-wallets, or bank cards. It is important to review the casino’s terms and payment policies to determine POLi’s eligibility.

Banner with the text Step-by-Step Guide to POLi Payments at Online Casinos.

How POLi Works at Online Casinos

As one of the straightforward payment methods at online casinos, POLi creates a direct link between players’ internet banking and their casino accounts. We will explain how POLi deposits are initiated through online gambling sites and how players can verify and authorise transactions before accessing popular casino games below:

Step 1
Image that shows choosing a casino from a casino listing.

Select POLi as a Deposit Option

Log in to your casino account and open the Cashier section. From the list of deposit methods, select POLi and enter the amount you wish to deposit.

Step 2
A white smartphone displays two gold coins with dollar signs, one with a red downward arrow and "-DEPOSIT" text, and the other with a green upward arrow and "+WITHDRAW" text against a dark blue, starry background.

Choose Your Bank and Sign In

You will be automatically redirected to a window displaying a complete list of banks. Select your bank and log in using your existing online banking credentials.

Step 3
A dark blue background with abstract blue connecting lines and sparkling stars, featuring a glowing blue polygon shield with a checkmark and a blue polygon laptop displaying login screens and a shield icon.

Authorise the Transaction

Review the transaction details carefully. To authorise the payment, complete the standard bank verification method you normally use, such as SMS passcodes or tokens.

Step 4
A digital illustration features a bearded fisherman from the "Big Bass Bonanza" slot game holding a large fish, with a game preview card with a "PLAY NOW" button.

Start Playing Available Casino Games

POLi deposits are processed instantly. Once the payment is credited and confirmation appears in the online banking window, the funds will be available in your casino account for you to start playing games.

Advantages & Disadvantages of POLi Online Casinos

POLi is a popular payment option among gamblers in New Zealand, though it is not without its drawbacks. While favoured by many casino players, the method has both advantages and limitations. Here, we will break down the key pros and cons of using POLi at online casinos:

Pros
Deposits are reflected in your account balance instantly
No separate account or bank cards are required
Payments are authenticated using familiar online banking credentials
Operates with secure, bank-grade encryption
POLi charges no fees, as do most POLi casinos
Cons
Not usually available for withdrawals
Limited availability outside New Zealand
Not all banks are partnered with POLi
Some POLi payments may require registering an account with the service

Best Payment Alternatives to POLi at Top Online Casinos

POLi is a well-established payment option for online casinos, but its availability is largely limited to New Zealand, and it is generally not supported for withdrawals. As a result, players often need alternative payment methods. Below, we’ll examine some of the most popular POLi alternatives and highlight their key features:

Credit/Debit Cards

Bank cards such as Visa and Mastercard are widely available at online casinos, rivalling POLi for convenience and ease of use. Unlike POLi, though, credit/debit cards support withdrawals even if they take between 1 and 3 days to complete.

E-Wallets

E-wallets are synonymous with fast and secure transactions at online casinos. Whether for deposits or withdrawals, players can make online casino money transfers without sharing card details and enjoy strong encryption with e-wallets at Skrill casinos or other payment methods.

Mobile Payments

Enhancing the privacy of casino deposits, mobile payment solutions like Google Pay and Apple Pay are increasingly popular among casino players, even though they are not typically available for withdrawals. Nevertheless, their convenience, advanced security, and biometric authentication more than compensate for this limitation.

Cryptocurrencies

Decentralised crypto casino payments with Ethereum, Bitcoin, Litecoin, and other cryptocurrencies are pseudo-anonymous, incur minimal fees, and are completed almost instantly. Additionally, some cryptocurrencies enable provably fair gaming, providing a fully transparent and verifiable gaming experience.

Deposits with POLi: Timings, Fees, and Limits

As an account-to-account payment method that enables direct bank transfers to players’ chosen top online casino platforms, POLi is a convenient payment system used by many. Understanding typical POLi transaction speeds, costs, and minimum and maximum deposit limits can help players manage their bankroll more effectively. Here’s what to expect when using POLi as a banking option in terms of payment speeds, fees, and limits:

  • Processing Times: POLi casino deposits are typically processed instantly. If a brief delay occurs, it may be due to the bank conducting additional identity verification. To help ensure smooth deposits, make sure all your banking information is accurate and up to date.
  • Transaction Fees: POLi does not charge any fees for deposits. However, some casinos that accept POLi may apply their own fees, and standard bank charges could also apply. To know the exact costs, review the relevant terms and conditions, although most additional charges are minimal.
  • Deposit Limits: POLi transaction limits vary between casinos. Most online casinos accept minimum deposits of €10 to €20 (approximately $20–$40 NZD), though some may allow lower amounts. Maximum deposit limits also differ depending on the casino.

Withdrawals: Is POLi Supported?

POLi is primarily designed for deposits and generally does not support online casino withdrawals. Players looking to cash out their winnings will typically need to use an alternative payment method, such as a bank transfer, e-wallet, or credit/debit card.

In rare cases, a few New Zealand casinos may allow POLi withdrawals to the same bank account used for deposits. If this option is available, players should review the casino’s terms and fees, as additional verification or conditions may apply. Processing times for POLi withdrawals can also vary depending on the casino’s policies. If it’s an instant payout casino, the funds should be transferred quickly.

Banner with the text Best POLi Alternatives for Quick Casino Withdrawals.

Top Alternatives to POLi at Online Casinos for Fast Withdrawals

A reliable and widely used deposit option, POLi is rarely available for withdrawals. However, players can choose from a myriad of decent alternatives, each with its unique features, fees, and transaction speeds. To access online casino winnings with minimal friction, players can choose no-KYC casinos or fast payout platforms that handle withdrawal requests instantly and use automated KYC checks.

Crucially, these casinos also integrate payment methods with immediate processing of transactions for quick cashouts. We will compare the fastest and most reliable casino withdrawal methods that can be used in conjunction with POLi:

Payment Method Withdrawal Speed Fees Availability at Online Casinos
PayPal 0-24 Hours ~0.5% Widely Available
Neteller 0-24 Hours ~1.75% Widely Available
Skrill 0-24 Hours ~2.5% Widely Available
Visa 1-5 Business Days 0%-3% Widely Available
Mastercard 1-5 Business Days 0%-3% Widely Available
Cryptocurrencies 15-60 Minutes Vary (Generally Low) Widely Available

How We Choose and Rate POLi Casinos

As a former online casino operator at Nightrush, we understand what a successful POLi casino integration entails. We have first-hand knowledge of the actual processing times and fees associated with this account-to-account payment method, as well as insights into how POLi compares to other payment options. Read more about how we review online casinos and the criteria we use:

Check the Legitimacy of Casinos

We look for licensed casinos with transparent payment policies, responsible gambling tools, and strong security measures. Casinos with valid licences from recognised jurisdictions that meet these criteria are considered reliable for us.

Test Casino Deposit Limits

We examine and compare online casino deposits, focusing on casinos with flexible limits that cater to both casual players and high rollers. This ensures that minimum deposit thresholds are accessible while maximum limits are competitive.

Assess Eligible Deposit Bonuses

Next, we review POLi casino bonuses, including free spins and deposit promotions. Online casinos we feature not only offer generous bonuses but also ensure fair, transparent, and reasonable terms and conditions.

Evaluate Customer Support

While POLi deposits usually run smoothly, issues can arise. The best casinos provide 24/7 customer support via live chat, phone, email, and social media. We test all channels thoroughly to ensure that players can get prompt assistance.

Bonuses & Promotions for Players at POLi Casinos

POLi casino deposits are processed instantly, giving players immediate access to top casino games. Additionally, at leading online casinos, transferring funds from your online banking account to your casino account during promotional periods can unlock a variety of bonuses. From promotions for new players to rewards designed for existing players, we will highlight the most popular casino offers that POLi users can claim at POLi pay casinos:

Welcome Bonuses

When players join a new online casino and deposit funds into their accounts, they can activate welcome bonuses. These offers serve as a promotional tool to attract new players, making them among the most generous promotions at POLi casinos. Players can benefit from significant bonus funds and free spins.

Free Spins

Using the POLi payment service at online casinos can get free spins on popular slots, such as Play’n GO’s Book of Dead or NetEnt’s Gonzo’s Quest. When playing with free spins, players do not use their own funds, but winnings from the spins can be withdrawn once the bonus’s wagering requirements are met.

No-Deposit Bonuses

Some POLi casino sites offer no-deposit bonuses that can be claimed without making a qualifying deposit. This means players do not need to spend their own money or reduce their casino account balance to activate the offer.

Instead, they simply accept the bonus terms, opt in, possibly enter a bonus code, and play with the no-deposit bonus or free spins. It is worth noting that most no-deposit bonuses come with high wagering requirements, withdrawal caps, and short expiration periods.

Reload Bonuses

Existing casino players who deposit funds during promotional periods can take advantage of reload bonuses and the incentives they offer. Most reload bonuses can be claimed on a recurring basis, such as weekly or monthly, supplementing players’ balances with bonus money, free spins, and additional opportunities to explore new casino games or test strategies without risking their own funds.

Cashback Offers

POLi casinos allow players to boost their casino balance not only when winning. When gamblers claim cashback offers, they receive a percentage of their losing wagers credited back to their casino accounts. Because most cashback offers are recurring, they can provide players with an additional source of funds or bonus money with low wagering requirements, giving them more opportunities to play without risking their own money.

POLi Casinos vs. PayPal Casinos

POLi is one of the most convenient payment methods in the online gaming industry, and the same can be said for PayPal casinos. Both are widely supported at online casinos, but each comes with unique features and characteristics. Below, we will analyse their key similarities and differences to see how they compare:

POLi Casinos
Integration with online banking accounts for instant deposits
POLi is usually not available for withdrawals
Online available for players in New Zealand
POLi doesn't charge any fees
Transactions are secured by bank-level security systems and 2FA
PayPal Casinos
Players must open and fund a PayPal account before depositing
PayPal supports fast casino payouts
Accepted at most online casinos across the globe
PayPal may charge small conversion or receiving fees
Encrypted e-wallet security mechanisms

Responsible Gambling and Safety First at POLi Casinos

Players should only participate in online gambling if it gives them pleasure and doesn’t pose a risk to their livelihood or mental well-being. If gambling stops being fun and losses come thick and fast, it is time for gamblers to reevaluate their gambling engagement, so they don’t develop a gambling problem.

Licensed POLi casinos are required to provide players with a range of responsible gambling tools. We recommend that players familiarise themselves with these tools and use them to keep their spending under control and limit their gambling sessions to acceptable lengths of time.

Here’s what you can do to ensure you gamble responsibly:

  • Set Personal Deposit Limits: Before you start playing, decide on the maximum amount you can deposit so that losses do not threaten your day-to-day finances.
  • Utilise Time Tracking: Monitor how much time you spend gambling and limit your sessions to reasonable periods.
  • Explore Self-Exclusion Options: Taking breaks or even fully self-excluding from gambling can provide perspective and help you determine whether you can safely reintegrate gambling into your life later.

By recognising potential issues early, you can maintain control over your gambling habits and take the necessary steps to address problems effectively if they arise.

Conclusion

Providing players in New Zealand with a convenient and secure way to transfer funds from their online banking accounts to their casino balances, POLi is a payment system that enhances privacy, helps trigger bonuses, and charges no fees. Although it is not available globally and does not generally support withdrawals, POLi remains a reliable and straightforward deposit option, making it easy for gamblers to top up their casino accounts and explore a wide range of gaming options as soon as their payments are processed.

FAQ

Kate R.
Kate R.
Author
Kate's interest in online casinos started from her curiosity with game theory and statistics, which, over time, she turned into a profession. Her expertise varies from reviewing online casinos to catching and evaluating the latest trends in betting markets. Kate also frequently collaborates with industry experts to provide in-depth analyses and predictions on the future of online gambling.